PRIVACY POLICY & TERMS AND CONDITIONS

Effective Date: May 9, 2025

PRIVACY POLICY

Our Commitment to Your Privacy

At Kansas Preferred Insurance Group LLC, we value your trust and are committed to protecting your privacy. As an independent insurance agency, we understand the importance of safeguarding your personal information. We do not sell your data to anyone, period.

1. About Us

Kansas Preferred Insurance Group LLC is a family-owned independent insurance agency based in De Soto, Kansas. We serve individuals and businesses throughout Kansas and western Missouri with personalized insurance solutions.

2. Information We Collect

To provide you with insurance quotes and services, we collect:

Contact information: Name, email address, phone number, and mailing address
Insurance-related information: Details about your insurance needs, property, vehicles, and other information necessary to provide accurate quotes and service
Website usage data: Information collected through cookies and analytics tools that help us improve your browsing experience

3. How We Use Your Information

Your information is used exclusively for:

Providing insurance quotes and processing applications
Servicing your existing policies and responding to your inquiries
Personalizing your experience on our website
Sending you relevant updates about your policies or services (with your consent)
Delivering newsletters and educational content to subscribers who have opted in
Improving our website functionality and customer service

4. Our Commitment to Data Protection

We want to be completely transparent: Kansas Preferred Insurance Group LLC does not sell or rent your personal information to third parties for marketing purposes. Your information is shared only:

With insurance carriers when necessary to provide quotes or service your policies
With service providers who help us operate our business (all bound by confidentiality agreements)
With email service providers who help distribute our newsletters (for subscribers only)
When required by law or to protect our legal rights
SMS opt-in and phone numbers collected for SMS communication purposes will not be shared with any third party and affiliates for marketing purposes

5. Your Digital Privacy

Our website uses industry-standard cookies and analytics tools to enhance your browsing experience. You can:

Manage cookie preferences through your browser settings
Opt out of analytics tracking using built-in browser features
Contact us to understand what data we collect through our website

6. Newsletter Communications

If you subscribe to our newsletter:

You will receive periodic communications about insurance tips, industry updates, and company news
All newsletters include an easy one-click unsubscribe option
We track open and click rates to improve our content
You can update your preferences or unsubscribe at any time

7. SMS Communications

If you have provided consent to receive text messages from Kansas Preferred Insurance Group LLC:

SMS Consent: The phone numbers obtained through our SMS consent process will never be shared with third parties for marketing purposes.
Types of Messages: You may receive conversational messages related to insurance questions on current policies, payment deadlines, and claim information.
Message Frequency: The frequency of messages will vary based on your specific situation and the type of communication needed.
Standard Messaging Rates: Standard message and data rates may apply depending on your carrier's pricing plan. These fees may vary if messages are sent domestically or internationally.
Opting In: You can opt-in to receive SMS messages in the following ways:
- Verbally during a conversation with our team
- By checking the SMS consent box on our online forms
Opting Out: You can opt out of receiving SMS messages at any time by:
- Replying "STOP" to any SMS message you receive
- Contacting us directly to request removal from our messaging list
Getting Help: If you need assistance with our SMS communications, you can:
- Reply "HELP" to any text message from us
- Contact us at office@kpigroup.net or call 913-585-1981
Alternative Options: If you prefer not to receive SMS messages, simply do not check the SMS consent box on our forms.

8. Your Privacy Rights

You have the right to:

Access the personal information we hold about you
Request corrections to inaccurate information
Ask us to delete your information when legally permitted
Opt out of marketing communications, newsletters, and SMS messages at any time
Understand how we use and protect your data

To exercise any of these rights, please contact us directly at office@kpigroup.net or call 913-585-1981.

TERMS AND CONDITIONS

1. Using Our Website

By accessing and using the Kansas Preferred Insurance Group LLC website, you agree to:

Use our website and services for lawful purposes only
Provide accurate and complete information when requesting quotes or services
Respect the intellectual property rights associated with our content

2. Important Disclaimers

Not Legal or Financial Advice: The information provided on our website is for general informational purposes only and should not be considered legal, financial, or insurance advice. For specific guidance, please contact us directly.
Quote Accuracy: Insurance quotes generated through our website are estimates based on the information provided and are subject to verification.

3. External Links

Our website may contain links to external websites. Kansas Preferred Insurance Group LLC is not responsible for the content or privacy practices of these third-party sites.

4. Policy Updates

We may periodically update this Privacy Policy and Terms and Conditions to reflect changes in our practices or legal requirements. Updates will be posted on this page with a new effective date.

5. Contact Information

If you have questions about our Privacy Policy or Terms and Conditions, please contact:

Kansas Preferred Insurance Group LLC

34102 Commerce Dr Suite B
De Soto, Kansas 66018
Phone: 913-585-1981
Email: Office@kpigroup.net
Website: www.kpigroup.net