Auto Insurance

Bodily Injury:

Bodily Injury Liability helps protect you from paying medical costs, loss of income, and funeral expenses of other people involved in an accident that you were deemed at fault.

 

​Property Damage:

Property Damage Liability helps protect you from paying out of pocket for the repair or replacement of another driver's car.  This also covers other people's property, such as fences, barns,/sheds to name a few.

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Uninsured and Underinsured Motorist:

Uninsured and Underinsured motorist coverage will help pay for your and your passenger's medical expenses, as well as repairs or replacement of your vehicle if the other driver has nonsufficient or no insurance.

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Personal Injury Protection:

Personal Injury Protection Coverage will help pay for the medical services you receive.  This can include hospital bills, surgeries, x-rays, and more.

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Comprehensive Coverage:

Comprehensive Coverage pays for damage or loss to your vehicle caused by something other than a collision with another car, such as theft, fire, vandalism, windstorm or hail, and hitting an animal.

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Collision Coverage:

Collision Coverage pays for damage to your car if you collide with another car or something else, such as a building, bridge, or tree.

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For example, you are involved in an accident, and the cost to repair your vehicle is $5,000.  If you have a $500 deductible, you would be responsible for that amount, and your insurance company would pay $4,500

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Rental Car Coverage:

Rental Car Coverage repays you for the cost of renting a car while yours is in the shop being repaired due to a covered accident, up to your selected limit.

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Roadside Assistance Coverage:

Roadside Assistance Coverage pays for towing and basic roadside assistance such as a flat tire up to your selected limit.