Auto Insurance I Kansas Preferred Insurance Group I Your Trusted Coverage Partner

What's Personal Auto Insurance?

 

Personal Auto Insurance, also known as car insurance, is your safety net when accidents happen. It's a policy that provides essential protection for you, your passengers, and your vehicle. From fender-benders to unexpected mishaps, this coverage steps in to ease your worries and mitigate financial losses.

​

Key Components of Personal Auto Insurance:

​

• Liability Coverage: If you're at fault in an accident, liability coverage takes care of the other party's medical bills and property damage expenses. It's your legal responsibility coverage.

• Collision Coverage: Accidents happen, regardless of fault. Collision coverage helps repair or replace your vehicle, letting you hit the road again without breaking the bank.

• Comprehensive Coverage: Nature's unpredictability is no match for comprehensive coverage. It handles damages caused by theft, vandalism, and acts of nature, like hailstorms and floods.

• Uninsured/Underinsured Motorist Coverage: Protects you when the other driver isn't properly insured. It covers your medical bills and repairs if you're in an accident with an uninsured or underinsured driver.

• Medical Payments Coverage (MedPay): Medical bills after an accident can pile up quickly. MedPay steps in to cover your medical expenses and those of your passengers, regardless of fault.

• Personal Injury Protection (PIP): Available in certain states, PIP goes beyond medical expenses. It covers medical bills, lost wages, and more, regardless of who caused the accident.

• Extras for Peace of Mind: You can customize your policy with extras like rental car coverage, ensuring you're not left stranded if your vehicle needs repairs. Roadside assistance keeps you on the move, while gap insurance bridges the financial gap if your car's value is less than what you owe.

Why Choose Kansas Preferred Insurance Group?

​

• Personalized Approach: We believe in delivering insurance that fits your unique needs. Our experienced agents work closely with you to understand your driving habits, ensuring you get the right coverage.

• Local Expertise: As a Local Family-Owned Independent Agency, we're familiar with the challenges of Kansas roads. Our coverage is tailored to address the specific risks you face in your area.

• Dedicated Agents: Our team of dedicated agents is committed to helping you navigate the intricacies of auto insurance. We're here to answer your questions and provide support throughout your insurance journey.