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Umbrella Insurance I
Kansas Preferred Insurance Group I Protect Yourself Against Large Claims

At Kansas Preferred Insurance Group, we understand the importance of safeguarding your assets and future. Umbrella insurance policies provide comprehensive coverage that can help protect you from significant financial loss due to unforeseen accidents or lawsuits. Whether you're in De Soto, Overland Park, or anywhere in Kansas, Kansas Preferred Insurance Group is here to provide you with peace of mind. Ensure your family's security and your peace of mind with our robust umbrella insurance solutions. Contact Kansas Preferred Insurance Group today to learn more about how our umbrella insurance can benefit you

Give Us A Call At 913-585-1981

family under umbrella, with a car and house in the background.jpg

What Is Umbrella Insurance Coverage?

A Personal Umbrella insurance policy offers additional liability coverage that extends over your auto and home insurance policy liability limits.

An Umbrella Policy Can Help Protect You And Your Family From:
  • Auto Accidents: If you're at fault in a severe accident that results in substantial medical bills or property damage, your personal umbrella policy can cover the excess expenses that surpass your auto insurance limits.

  • Home Liability: In case someone is injured on your property and files a lawsuit, and the settlement amount exceeds your homeowners insurance limits, your umbrella policy provides the additional coverage required.

  • Social Media Liability: If you're facing a defamation lawsuit due to a social media post, your personal umbrella policy can help cover legal expenses and potential settlements

Key Components of Personal Umbrella Insurance

  • Liability Protection: A personal umbrella policy is primarily designed to extend your liability coverage. If you're held responsible for an accident, injury, or property damage that exceeds the limits of your underlying policies, such as auto or homeowners insurance, the umbrella policy steps in to cover the excess amount.

  • Legal Defense Costs: Legal battles can be financially draining. A personal umbrella policy covers not only potential settlement amounts but also the legal expenses incurred during the litigation. This ensures you have the resources to mount a robust legal defense if needed.

Why Choose Kansas Preferred Insurance Group?

  • Personalized Approach: We believe in delivering insurance that fits your unique needs. Our experienced agents work closely with you to understand your driving habits, ensuring you get the right coverage.

  • Local Expertise: As a Local Family-Owned Independent Agency, we're familiar with the challenges of Kansas roads. Our coverage is tailored to address the specific risks you face in your area.

  • Dedicated Agents: Our team of dedicated agents is committed to helping you navigate the intricacies of auto insurance. We're here to answer your questions and provide support throughout your insurance journey.

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