COMMERCIAL UMBRELLA INSURANCE

COMMERCIAL UMBRELLA INSURANCE

Commercial Umbrella Insurance provides an extra layer of liability protection by covering your business above and beyond your other policy's liability coverage limits.

For example, a client is walking in your parking lot and steps in a hole and falls which in turn breaks their wrist.  You are then sued by that client and found liable for $2 million, but you only have $1 million liability with your business owner's policy.  You would be held responsible for the remaining $1 million.  Unless you had at least a $1 million umbrella that would make up the $1 million difference.

WHAT DOES A COMMERCIAL UMBRELLA COVER

A commercial umbrella policy covers the same type of incidents as a business owner's liability.  Such as attorney fees and damages in the event of a lawsuit, and medical expenses.

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Here our partnership begins.  We learn about your individual needs, so we can help you find the best coverage for your circumstances and budget.