INDIVIDUAL & GROUP HEALTH INSURANCE
INDIVIDUAL HEALTH INSURANCE
Individual Health Insurance is coverage that you purchase on your own, on an individual or family basis, instead of having insurance through your employer.
Coverage can be purchased on the exchange or directly through a health insurance carrier.
Customers can buy coverage during the open enrollment period. However, some states do offer deadline extensions.
GROUP HEALTH INSURANCE
Group Health Insurance provides coverage to a group, usually company employees or members of an organization.
Groups can only purchase plans, and most require a 70% participation rate amongst employees.