INDIVIDUAL & GROUP HEALTH INSURANCE
INDIVIDUAL HEALTH INSURANCE
Individual Health Insurance is coverage that you purchase on your own, on an individual or family basis, instead of having insurance through your employer.
Coverage can be purchased on the exchange or directly through a health insurance carrier.
Customers are able to buy coverage during the open enrollment period. However, some states do offer deadline extensions.
GROUP HEALTH INSURANCE
Group Health Insurance provides coverage to a group usually company employees or members of an organization.
Plans can only be purchased by groups, and most require a 70% participation rate amongst employees.