BUSINESS AUTO INSURANCE
COMMERCIAL AUTO INSURANCE
Commercial auto insurance provides a wide variety of coverages for vehicles used by your business. For example but not limited to cars, trucks, and vans.
Covers any bodily injury to others and property damage to other vehicles if you are deemed at fault in an accident. Bodily injury will pay for the other person's medical costs and lost wages, and your legal expenses if a lawsuit is brought against you due to an accident.
UNINSURED MOTORIST COVERAGE
Pays for your injuries or property damage if you are hit by an uninsured driver.
UNDERINSURED MOTORIST COVERAGE
Protects you if in an accident the driver that hit you does not carry enough liability insurance to cover your bills.
MEDICAL PAYMENTS COVERAGE
Pays for yourself or your employee's medical expenses up to your selected amount.
Collision Coverage pays for damage to your car if you collide with another car or something else such as a building, bridge, or tree.
For example, you are involved in an accident and the cost to repair your vehicle is $5,000. If you have a $500 deductible you would be responsible for that amount and your insurance company would pay $4,500
Comprehensive Coverage pays for damage or loss to your vehicle caused by something other than a collision with another car. Such as theft, fire, vandalism, windstorm or hail, and hitting an animal.