Business Auto Insurance

COMMERCIAL AUTO INSURANCE

Commercial auto insurance provides a wide variety of coverages for vehicles used by your business.  For example, but not limited to cars, trucks, and vans.

 

LIABILITY INSURANCE

Covers any bodily injury to others and property damage to other vehicles if you are deemed at fault in an accident.  Bodily injury will pay for the other person's medical costs and lost wages and your legal expenses if a lawsuit is brought against you due to an accident.

 

UNINSURED MOTORIST COVERAGE

Pays for your injuries or property damage if an uninsured driver hits you.

 

UNDERINSURED MOTORIST COVERAGE

It protects you if the driver who hit you does not carry enough liability insurance to cover your bills in an accident.

 

MEDICAL PAYMENTS COVERAGE

Pays for yourself or your employee's medical expenses up to your selected amount.

 

COLLISION COVERAGE

Collision Coverage pays for damage to your car if you collide with another car or something else, such as a building, bridge, or tree.

 

For example, you are involved in an accident, and the cost to repair your vehicle is $5,000.  If you have a $500 deductible you would be responsible for that amount and your insurance company would pay $4,500

 

COMPREHENSIVE COVERAGE

Comprehensive Coverage pays for damage or loss to your vehicle caused by something other than a collision with another car, such as theft, fire, vandalism, windstorm or hail, and hitting an animal.